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Get new flooring today and pay nothing for 12 months.
At Tapi, we have a number of flexible payment options available to help make buying new flooring easier. When you choose our buy now, pay later finance option, you can have the carpet or flooring you want today and start paying for it a year later (excluding fitting).
If you spend more than £500 on flooring after any promotional discounts and excluding fitting, you can defer the payment for 12 months from the date of your flooring purchase. The cost of your flooring will be spread over 48 monthly payments at 9.9% APR, but you can pay off the balance at any time.*
With the early repayment option, the interest will be waived if you pay the loan off in full within the 12-month holiday period. Important! If you don't pay the loan off in full, then you'll have to pay the interest accrued during the holiday period. An early settlement fee of £29 applies when the agreement is settled within its deferral window.
Please note that these monthly payments are for your flooring only and don’t include the cost of fitting as this is carried out by third parties, so that’s the only thing you’ll need to pay for at the time of ordering.
Take a look at the table below to see an example of what your monthly payments might be.
| Representative Example | Monthly Payment | ||
|---|---|---|---|
| Cash Price | £1000 | 12 month payment holiday followed by 48 monthly payments of £27.39 | |
| Deposit | £0 | ||
| Amount of credit | £1000 | Total term | 60 months |
| Interest rate | 9.9% p.a. fixed | Total amount payable | £1314.72 |
| Representative APR | 9.9% | Total interest payable | £314.72 |
*Interest is calculated from the start of the agreement, which means interest will accrue during the holiday period. An early settlement fee of £29 applies when the agreement is settled within its deferral period.
To take advantage of our interest free credit payment option, you must tick the following boxes:
You must also be either:
To find out more, talk to a member of the Tapi Team at your nearest store.
Click here to learn about our interest free credit finance option.
Buy Now, Pay Later Terms and Conditions: 9.9% APR representative. Interest accrues from the start, including during any payment holiday. Pay in full within 12 months to avoid interest. Early settlement fee of £29 applies.
Credit Terms and Conditions: £500 minimum spend and credit value. Subject to status and affordability. No deposit required. Credit excludes: Cost of fitting as this is completed by 3rd parties, service charges, and finance is not available to landlords for rental or commercial properties. Tapi Carpets & Floors Ltd, registered in England & Wales (company number 09247255). Registered office: 1a Spur Road, Orpington, Kent, BR6 0PH. Tapi Carpets & Floors Ltd is authorised and registered by the Financial Conduct Authority (registration number 706358). We act as a credit broker for the purpose of introducing credit provided by the lender Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.
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